If you are within three to five years of retirement it is a good time to review your investment strategy. When you are working, your investment strategy will focus on accumulating and growing wealth in a tax effective manner, and your investment time horizon is generally quite long. As you enter retirement the focus shifts
The 4 things you can do before the end of the financial year to get the most benefit from superannuation laws and to maximise your retirement wealth.
The end of the financial year is coming, and so too is that one thing everybody dreads doing – their tax return. Here are some tips to help you get the most out of your tax return.
Reserve bank interest rate announcement - June 2015 Today the Reserve Bank of Australia met to review the official cash rate. They have decided to leave the rate steady at 2.00% this month. We expect that most lenders will leave their rates unchanged, in line with the Reserve Bank’s decision. Why use a mortgage broker?
Director's Comment By Inbam Devadason The May 2015 Federal Budget was announced last week. It was Treasurer Joe Hockey’s second budget as Treasurer. The Budget has generally been well received and has put forward some key initiatives to assist small business, families with childcare needs and older Australians with a modest amount of assets. To
Reserve bank interest rate announcement - May 2015 Today, the Reserve Bank of Australia reduced the official cash rate by 0.25% to 2.00%. Rates had previously been on hold since February 2015. We expect that most lenders will reduce their variable interest rates within the next few weeks.
Director's Comment By Noel Hucker Have you ever had a great teacher or mentor? Someone that has made a real difference to the way you think and conduct yourself? We inherently know that having a great teacher / coach / mentor can bring out the best in us and enable us to achieve things we
Our Current Best Interest Rates The best home loan rates we currently have available: Variable rate of 4.48% pa 1 year fixed rate of 4.14% pa 2 year fixed rate of 4.14% pa 3 year fixed rate of 4.14% pa Getting the most from your home loan In the current
With the official cash rate at its lowest on record, there are some lenders that are offering very competitive deals to attract new customers. This is good for borrowers but it is important to understand all that re-financing involves. When you re-finance you are paying off your existing mortgage and creating a new one. For
As we know, the RBA left the official cash rate at 2.25% on 3 March, 2015. Given the low home loan interest rate environment we are currently experiencing, a common question is: Should I fix my home loan interest rate? For most people their mortgage is likely to be their largest financial obligation, and as
