Disclaimer - Harvest Financial Group

terms and conditions

We have no reason to doubt the ability of the Harvest site to meet a mininum level of availability and performance.

However, we cannot be held responsible for events beyond our reasonable control which may impact on the availability of the site and the quality of output from the site such as server outages or source code inaccuracies. We will of course work proactively to minimise the likelihood of such impacts where possible.

These are the terms and conditions for use of this site and access to the information contained on this site.

1. Harvest Financial Group Pty Ltd., the holder of an Australian Financial Services License (#284909):

do not give any warranty or make any representation as to the accuracy, reliability, completeness or security of the information contained in this site and as to changes in circumstances after the date of publication that may impact on the accuracy of the information;
may change and update the information from time to time;
make no representation in relation to, and are not responsible in any way, for any other site you access through this site; and
own the copyright in the information in this site.

2. Any trade marks appearing in this site are the trade marks of Harvest Financial Group Pty Ltd. Users must not use or reproduce any of the trademarks that appear in this site.

3. No investment advice is provided to you unless otherwise expressly stated to the contrary. This website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs.

4. Unless otherwise stated to the contrary, the information on this website is not a recommendation to invest in any investments, securities or financial products. You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of an appropriately qualified and licensed adviser.

5. Investment performance. Harvest Financial Group Pty Ltd does not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks. Possible risks could include delays in repayment and loss of income or capital invested.

6. Users of this site must not:

do anything to alter or modify the information in this site;
use the material in this site for any purpose other than as a source of information for personal use unless authorised to the contrary;
distribute, copy or otherwise reproduce in any way any of the material available from this site unless it is expressly authorised;
post any material which is defamatory, in breach of copyright, in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate.

7. Users are allowed to print a hard copy of material on this site for their personal use only other than material where this is prohibited by a notice to that effect in this site.

8. The information contained in this site is made available to residents of Australia and its territories and New Zealand and is not intended to be a recommendation, offer or invitation to take up securities or other investments. You should seek advice from an appropriately qualified professional on whether the information is appropriate for your particular needs, financial situation and investment objectives.

9. Harvest Financial Group Pty Ltd and its Authorised Representatives are not liable in any way to any person for any loss, damage, cost or expense incurred as a result of the material contained in this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by Harvest Financial Group Pty Ltd. and its Authorised Representatives.

10. All references in this site to “$” or “dollars” are references to Australian currency unless otherwise stated.

11. Users of this site agree to indemnify Harvest Financial Group Pty Ltd and and its Authorised Representatives from all liability, cost and expense, (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed in the site by the user or from the alteration, modification of or addition to material on the site by the user.

12. No information, feedback, questions or comments placed on this site by any person other than Harvest Financial Group Pty Ltd and its Authorised Representatives will be authorised or otherwise endorsed. Harvest Financial Group Pty Ltd and its Authorised Representatives can reproduce, use, disclose and distribute the information to others in their absolute discretion.

13. Links to other sites are provided for your convenience only. Any such links do not constitute or imply endorsement or recommendations of any other company, product or service or any affiliation between Harvest Financial Group Pty Ltd and its Authorised Representatives and other organisation (unless otherwise expressly stated). Harvest Financial Group Pty Ltd does not control and is not responsible or the content of any other site accessed via this site.

14. You consent to Harvest Financial Group Pty Ltd monitoring your use of this site.