Interest rate announcement - September 2017 Today the Reserve Bank of Australia met to review the official cash rate. After last cutting rates in August 2016, the RBA have again decided to leave rates on hold at 1.50% this month. Nonetheless, we have seen some lenders starting to increase their variable and fixed interest rates
This is often one of the first questions that we are asked by clients when they are looking to buy a home or an investment property. In this article we focus on some of the recent changes to property loan lending and how they affect the amount that prospective buyers are able to borrow. The
We currently assess the Sydney property market to be at the high end of fair value. We expect that it may have peaked during 2015, and if there is a price drop in 2016 that it will be modest. We anticipate the price drop to be in the vicinity of 5%. Our view on
Welcome to the New Year, we look forward to guiding you through the investment market in 2016. 2015 in review At home the broader Australian market (S&P ASX300) finished just 2.8% up for the calender year, trading between 5982 in late April to 4918 in late September. All major commodities continued to fall throughout the
Socially Responsible Investment (SRI) takes into consideration not only the financial returns of a company but the social impact it makes. This can involve various levels of social responsibility from sustainability themed investing, negative screening (avoiding certain types of companies, for example, alcohol, gaming and tobacco) to best practice in relation to environmental, social
Being prepared at each stage of your property purchase can help to ensure everything runs smoothly, saving you a lot of time and stress. By now we have already discussed building your deposit, getting all the assistance available to you if you are a first home buyer and knowing how much you can borrow.
A large number of Australia’s population are approaching retirement age and looking for an income stream to fund their retirement. By law retirees aged between 65 and 74 need to drawdown a minimum of 5% of the value of their pension investments each year. Unfortunately, a conservative investment portfolio will generally provide a return below
