Are Australian Banks still a good investment?

We have experienced some difficult investment market conditions over the last 12 months.  Globally, the key issues which have impacted markets are slowing growth and the need for low official interest rates to stimulate economies. Australian banks performed very well over the period of March 2009 to March 2015, however have pulled back significantly over

How much can I borrow to buy a property?

This is often one of the first questions that we are asked by clients when they are looking to buy a home or an investment property. In this article we focus on some of the recent changes to property loan lending and how they affect the amount that prospective buyers are able to borrow. The

Generating income from investments

The current low interest rate environment has led many income focused investors to look for assets which produce a higher level of yield than cash. Often these investors have chosen Australian shares which pay strong dividends and have franking credits attached. However, the events of the past month have been a timely reminder that dividends

Interest rates outlook

Our interest rates outlook over the next 12 months is for the official RBA cash rate to remain steady at 2.0%. Many market commentators expect the RBA will reduce the official cash rate by 0.25%, and it could be as soon as May 2016. If the RBA does reduce rates by 0.25% we expect

The latest Sydney property market news

We currently assess the Sydney property market to be at the high end of fair value. We expect that it may have peaked during 2015, and if there is a price drop in 2016 that it will be modest. We anticipate the price drop to be in the vicinity of 5%. Our view on

Staying calm during a volatile market

Welcome to the New Year, we look forward to guiding you through the investment market in 2016. 2015 in review At home the broader Australian market (S&P ASX300) finished just 2.8% up for the calender year, trading between 5982 in late April to 4918 in late September. All major commodities continued to fall throughout the