About Alex Isaias

Alex brings more than 15 years of experience providing specialist advice, consulting, and coaching across corporate superannuation, group insurance, employee share schemes, financial wellness programs, and complex financial planning. He has significant expertise managing competitive tenders for corporate superannuation and group insurance, ensuring our corporate clients can confidently offer employee benefits that are highly valued by their teams. Alex also chairs our Investment Committee, overseeing Harvest’s strategic portfolio construction and investment research processes.

SMSFs and buying a property

Interest rate announcement - October 2016 Today the Reserve Bank of Australia met to review the official cash rate. After cutting rates in August, the RBA have decided to leave rates on hold at 1.50% this month. We expect that most lenders will leave their rates unchanged, in line with the Reserve Bank’s decision.

Should I fix my home loan interest rate?

Interest rate announcement - September 2016 Today the Reserve Bank of Australia met to review the official cash rate. After cutting rates in August, the RBA have decided to leave rates on hold at 1.50% this month. We expect that most lenders will leave their rates unchanged, in line with the Reserve Bank’s decision.

Australian Company Reporting Season Update

We are currently in the midst of the mid-year Australian company reporting season. Listed companies with a 30 June year end date must report their profit results to the market by the end of August 2016. Our expectations for this profit season are as follows: Banks The major banks have all reported now, and as

Do I really need a mortgage offset account?

Interest rate announcement - August 2016 Today the Reserve Bank of Australia met to review the official cash rate. After leaving rates on hold in July, the RBA have decided to cut rates to 1.50% this month (down 0.25%). We expect that most lenders will reduce their rates, in line with the Reserve Bank’s decision.

Life after Brexit

It has been an interesting month since Britain unexpectedly voted to leave the European Union (EU). In this newsletter, we discuss some of the expected implications of this significant event on world investment markets. Markets, particularly in the UK and Europe, fell sharply immediately after the result of the vote became clear. We believe that

Should I consider refinancing my home loan?

Interest rate announcement - July 2016 Today the Reserve Bank of Australia met to review the official cash rate. After cutting rates in May, the RBA has decided to leave rates on hold at 1.75% again this month. We expect that most lenders will leave their rates unchanged, in line with the Reserve Bank’s decision.

Brexit and other investment market themes

Investment markets in the first half of the 2016 calendar year have been characterised by high levels of volatility. It is normal for markets to experience such ups and downs in the context of sustained global economic and political uncertainty. This is particularly so in the lead up to significant events. Historically, markets have tended

Can temporary residents purchase a home in Australia

RBA interest rate announcement Today the Reserve Bank of Australia met to review the official cash rate. After cutting rates last month, the RBA have decided to leave rates on hold at 1.75% this month. We expect that most lenders will leave their rates unchanged, in line with the Reserve Bank’s decision. It

2016 End of Financial Year Tips and Traps

The end of the financial year is coming, and so too is that one thing everybody dreads doing – their tax return. Even though your tax return isn’t due until 31 October 2016, you may need to act now to implement some of the tax reduction and wealth building strategies outlined below. Make sure to