A large number of Australia’s population are approaching retirement age and looking for an income stream to fund their retirement. By law retirees aged between 65 and 74 need to drawdown a minimum of 5% of the value of their pension investments each year. Unfortunately, a conservative investment portfolio will generally provide a return below
The Australian share market has experienced a very difficult period since March 2015. We have summarised some of the key impacts on Australian shares, looking at the macro level and micro level factors that are playing a part. Macro level factors Earnings growth: Over the next two years there is an expectation that the Australian
Global and Australian economic indicators for the month of September, 2015.
Choosing your investment options within superannuation How you manage your money within superannuation over the long term can make a big difference to your final balance. For some people, superannuation will be their largest pool of wealth so the decisions you make today should not be taken lightly. Most super funds have a number of
Recent events overseas have certainly proven that the world’s markets are truly global and inter-connected. We have been shown that we are all in a global economy where we are affected by what is happening in other key countries and regions. Over the last two months, we have published updates to help you understand
Effective planning is key to getting the best results from your property purchase. The first step, when planning for purchasing your first home or investment property, is to build your deposit. You will need to show that you have at least 5% of the purchase price in genuine savings. There really is no quick
S&P 500 weekly drops of 5% or more since 1980 [fusion_old_table id=24 /] Source: Shaw and Partners
Market corrections - a necessary pain Share markets around the world have fallen sharply over the last week. A number of events including a revaluation of the Chinese currency, weak Chinese manufacturing results and the expectation that the US will raise interest rates sooner rather than later, have combined to produce one of the
There has been a lot going on in global markets over recent months. It would be wise, and prudent, to keep on top of these global risk factors and their impact on your investments. It can be quite difficult to keep up with what is happening and understand what this means for your investments. Initially
A concessional contributions cap is the amount you can pay (tax effectively) into your super in any given year. About concessional contributions caps Concessional contributions include the compulsory 9.5% super payments made by your employer, any additional super payments made by your employer (above 9.5%) and any additional payments you salary sacrifice from your salary.
