Market Commentary – January 2020
First of all, we would like to take the opportunity to wish you all a happy new year! Throughout 2019, our updates sought to outline and discuss our prevailing view that, despite undeniable existence of several (potentially significant) headwinds, investors should remain cautiously optimistic about the medium to long term prospects for markets. This view
First Home Loan Deposit Scheme Update
Interest rate announcement - December 2019This month the RBA have left the cash rate on hold at 0.75% and continue to monitor the economy closely. The inflation rate is currently 1.7% which is below the RBA’s ideal range of between 2% and 3%. The National Housing Finance and Investment Corporation (NHFIC) has
Market Update – November 2019
In the 12 months to the end of October, Australian Equities have returned 19.3% (as measured by the ASX 200 Total Return index) and International Equities have returned 15.8% (as measured by the MSCI World ex Australia Index). These exceptional returns, which include the market downturn that occurred this time last year, have brought welcome
Should I keep my family home when upgrading to a new home
Interest rate announcement - November 2019Last month, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25% to a record low of 0.75% in an effort to help support employment growth and increase inflation. This month the RBA have left the cash rate on hold at 0.75% and continue to monitor
First Home Loan Deposit Scheme
Interest rate announcement - October 2019After leaving it on hold last month, the RBA have this month reduced the official cash rate by 0.25% to a new low rate 0.75%. We believe that while some lenders may pass the rate on in full, it is likely that many will only pass on a portion
First Home Super Saver Scheme (FHSSS)
Interest rate announcement - September 2019In July, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25% to a record low of 1.0% in an effort to help support employment growth and increase inflation. This month the RBA have left the cash rate on hold at 1,00% and continue to monitor
Renovate, knock down & rebuild or relocate?
Interest rate announcement - August 2019Last month, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25% to a record low of 1.0% in an effort to help support employment growth and increase inflation. This month the RBA have left the cash rate on hold at 1,00% and continue to monitor
The Great Australian Property Dream – Annual HPL Newsletter
Welcome to the first Annual Harvest Property Loans – The Great Australian Property Dream Newsletter. At Harvest, we truly believe Property Ownership can lead to a better life. If you are as passionate about property as we are, continue reading. The last 19 months have seen national property values decline but the new financial year