About Alex Isaias

Alex brings more than 15 years of experience providing specialist advice, consulting, and coaching across corporate superannuation, group insurance, employee share schemes, financial wellness programs, and complex financial planning. He has significant expertise managing competitive tenders for corporate superannuation and group insurance, ensuring our corporate clients can confidently offer employee benefits that are highly valued by their teams. Alex also chairs our Investment Committee, overseeing Harvest’s strategic portfolio construction and investment research processes.

How much can you borrow?

The first step in working out how much you can borrow is to determine your financial situation. This involves working out your net income, expenses and other commitments. It is important to make your budget realistic, and to include all your expenses. It is not worth understating your expenses and commitments as it may

Australian share market latest news

The Australian share market has experienced a very difficult period since March 2015. We have summarised some of the key impacts on Australian shares, looking at the macro level and micro level factors that are playing a part. Macro level factors Earnings growth: Over the next two years there is an expectation that the Australian

Refinancing traps to avoid

Interest rate announcement - July 2018 Today the Reserve Bank of Australia met to review the official cash rate. After last cutting rates in August 2016, the RBA have again decided to keep the cash rate on hold at 1.50% this month. Inflation remains low at 1.9% pa. Whether you’re after lower repayments

US interest rates and Australian Markets

Recent events overseas have certainly proven that the world’s markets are truly global and inter-connected. We have been shown that we are all in a global economy where we are affected by what is happening in other key countries and regions. Over the last two months, we have published updates to help you understand

Build a deposit for your property purchase

Effective planning is key to getting the best results from your property purchase. The first step, when planning for purchasing your first home or investment property, is to build your deposit. You will need to show that you have at least 5% of the purchase price in genuine savings. There really is no quick

Investment Market Update – 26 August 2015

Market corrections - a necessary pain Share markets around the world have fallen sharply over the last week. A number of events including a revaluation of the Chinese currency, weak Chinese manufacturing results and the expectation that the US will raise interest rates sooner rather than later, have combined to produce one of the