Through our advice, our clients generate maximum value from their employee benefit programmes which helps them to create both a highly engaged and committed workforce and to attract and retain the right talent for their business. We help employers structure and maintain first class company superannuation and group insurance programmes.

Our services include

  • Benchmarking the client’s current super fund and group insurance policies against the market and recommendations on how these can be enhanced (outcomes: competitiveness – knowing where you stand in the market; ensuring your company programmes are contemporary, well priced and structured to meet the needs of the business and employees),
  • Ensuring companies continue to meet their statutory obligations and recommendations on how to do this in the most efficient and cost effective way (outcomes: your compliance with the law and cost efficiency),
  • Assisting with communications that will articulate the benefits provided to employees by the employer (outcomes: ensuring employees understand and value the contribution made by the employer for the benefit of employees and their families),
  • Policy Committee and Trustee Boards – Secretarial function, advice and guidance (outcomes: robust due diligence – compliance, impartial investment reporting, agendas set independently of the service provider, minutes taken independently and accountability for ensuring that action items are followed through to conclusion),
  • For Australian clients with operations in New Zealand, Harvest are specialists in NZ pension plans (including Defined Benefit Schemes), Company super plans and “KiwiSaver” (outcomes: Communicating New Zealand benefits with an Australian frame of reference and using a specialist knowledge of both countries to achieve the needs of the client and employees. Your New Zealand employees have access to the same level of assistance as do their Australian colleagues),
  • Workplace education, information, seminars and programmes (outcomes: to ensure your people are informed and confident to make the decisions that are right for them – through the provision of unbiased information with updates on the markets and current legislation. Employees better appreciate the benefits provided by their employer. Employees make appropriate decisions to enhance their chances of retiring with an income that supports their lifestyle objectives),
  • Group insurance plans outside of super. A growing trend in the market is for employers to provide insurance cover for all of their employees – regardless of which super fund the employee happens to nominate. Here, insurance for events like temporary disability and critical illness are increasingly provided by the Employer as an extra employee benefit. Harvest are specialists in this area.(outcomes: our clients secure plans that are contemporary, meaningful and industry competitive. We ensure that they are cost effective and well structured to meet our client’s business needs. Employees and their families are better protected against unforseen circumstances and employees obtain a benefit which is appreciated and valued).