US interest rates and Australian Markets

Recent events overseas have certainly proven that the world’s markets are truly global and inter-connected. We have been shown that we are all in a global economy where we are affected by what is happening in other key countries and regions. Over the last two months, we have published updates to help you understand

Benefits of insuring through superannuation

When deciding about insurance the best place to start is by looking at your superannuation fund first. Once you know what level of insurance cover you have within your superannuation you can look at your options from there. Your superannuation fund can provide three types of insurance: Life insurance (death cover) which pays a lump

Build a deposit for your property purchase

Effective planning is key to getting the best results from your property purchase. The first step, when planning for purchasing your first home or investment property, is to build your deposit. You will need to show that you have at least 5% of the purchase price in genuine savings. There really is no quick

Investment Market Update – 26 August 2015

Market corrections - a necessary pain Share markets around the world have fallen sharply over the last week. A number of events including a revaluation of the Chinese currency, weak Chinese manufacturing results and the expectation that the US will raise interest rates sooner rather than later, have combined to produce one of the

Global markets and your investments

There has been a lot going on in global markets over recent months. It would be wise, and prudent, to keep on top of these global risk factors and their impact on your investments. It can be quite difficult to keep up with what is happening and understand what this means for your investments. Initially

Understanding concessional contributions caps

A concessional contributions cap is the amount you can pay (tax effectively) into your super in any given year. About concessional contributions caps Concessional contributions include the compulsory 9.5% super payments made by your employer, any additional super payments made by your employer (above 9.5%) and any additional payments you salary sacrifice from your salary.

SMSFs and buying property

We will often get enquiries from people asking if it would be a good idea to use their superannuation to invest in property. There certainly is a growing trend for people to set up SMSFs for the purpose of buying a property. If you are considering doing this, we would recommend that you equip