Superannuation investment options

Choosing your investment options within superannuation How you manage your money within superannuation over the long term can make a big difference to your final balance. For some people, superannuation will be their largest pool of wealth so the decisions you make today should not be taken lightly. Most super funds have a number of

Salary sacrifice to grow your super

What does it mean to salary sacrifice? When you salary sacrifice into superannuation, you are making an agreement with your employer to direct a specified amount of your salary into your superannuation account as opposed to taking it through your salary. As this payment is made before tax it does not attract your marginal

Refinancing traps to avoid

Interest rate announcement - July 2018 Today the Reserve Bank of Australia met to review the official cash rate. After last cutting rates in August 2016, the RBA have again decided to keep the cash rate on hold at 1.50% this month. Inflation remains low at 1.9% pa. Whether you’re after lower repayments

US interest rates and Australian Markets

Recent events overseas have certainly proven that the world’s markets are truly global and inter-connected. We have been shown that we are all in a global economy where we are affected by what is happening in other key countries and regions. Over the last two months, we have published updates to help you understand

Benefits of insuring through superannuation

When deciding about insurance the best place to start is by looking at your superannuation fund first. Once you know what level of insurance cover you have within your superannuation you can look at your options from there. Your superannuation fund can provide three types of insurance: Life insurance (death cover) which pays a lump

Build a deposit for your property purchase

Effective planning is key to getting the best results from your property purchase. The first step, when planning for purchasing your first home or investment property, is to build your deposit. You will need to show that you have at least 5% of the purchase price in genuine savings. There really is no quick

Investment Market Update – 26 August 2015

Market corrections - a necessary pain Share markets around the world have fallen sharply over the last week. A number of events including a revaluation of the Chinese currency, weak Chinese manufacturing results and the expectation that the US will raise interest rates sooner rather than later, have combined to produce one of the