About Mario Isaias

Mario started his professional career 25 years ago as a Chartered Accountant and, for the past 22 years, has focused on corporate superannuation and financial advice, working with actuarial, employee benefits, and financial planning firms. He regularly advises trustees and large corporate super funds, including defined benefit schemes, and supports companies with other employee benefits such as group insurance and employee share plans. Mario is also an experienced speaker, having presented at numerous industry seminars over the past 25 years, including events for the Association of Superannuation Funds of Australia and the Institute of Chartered Accountants.

Institutional “Advice”

An illuminating article in the Australian Financial Review (23/7/11) talks about how the big banks etc. (and the financial planners aligned to them) "funnel most of their client's money into their own products". The article points out that: according to Roy Morgan Research, AMP aligned planners are directing more than 80% of their clients' superannuation

Investment Newsletter July 2011

Market Update Equity markets have been extremely volatile during July with daily movements of up 2% (both up and down). The financial news continues to be dominated by Global sovereign debt issues. The European community have nearly finalised the second sovereign debt rescue package for Greece. As part of this agreement they have also looked

Australia: On the cusp of the biggest inter-generational transfer of wealth on record

An interesting article in the Australian Financial Review (23/7/11) talks about how wealth will be transferred from the Estates of baby boomers to the younger generation coming up behind them. Baby boomers (the first of whom turned 65 this year), currently own 55% of the country's private wealth (estimated to be well over $1 trillion) and how

Women & Retirement Savings

A Harvest Special Report. Factors that impact retirement planning for women It is estimated that by 2019, women, on average, will have super investments half that of men*. Data from 2004, showed that 30% of women had no superannuation and that 50% of women had $8,000 or less. To compound this, women tend to live

Comments from Dr. Shane Oliver – Chief Economist for AMP Capital Investors

Oliver's Insights is special commentary by Dr Shane Oliver, Chief Economist and Head of Investment Strategy, on issues and trends affecting the economy and financial markets. We find it well written, well researched and informative. Click here for the link to "Oliver's Insights" on the AMP Capital Investors website: Oliver's Insights (see "Oliver's Insights" on

A stockpicker’s market

Author: Christine St Anne is Morningstar's online funds and ETFs editor. This article appears in part from a Morningstar investment newsletter with comment from Harvest.   At the beginning of this year, AMP Capital investment strategist Shane Oliver said Australian shares will continue to lag global shares. The high Australian dollar and monetary tightening, both

Is your active manager active ?

Author: Jemima Joseph is an associate analyst with Morningtar. This article appears in part from a Morningstar investment newsletter with commentary from Harvest. Investors always want the most bang for their buck and this does not differ when it comes to funds management. In the active managed funds industry, it is difficult for investors to

Helping your employees

Good employers put a lot of time and energy into their benefit programmes. Harvest helps your employees better understand the benefit programmes that you, the employer, are providing.

Trusted people on your side

At Harvest, we put ourselves in our client's corner. We actively listen to what it is you are looking to achieve and we develop for you tailored financial advice and guidance that gets you to where you want to be.